
CAL Insurance & Associates - Local SF experts in cyber and commercial coverage
CAL Insurance & Associates in San Francisco offers cybersecurity and commercial insurance guidance with a team described as friendly, knowledgeable, and responsive. Located at 314 W Portal Ave, the firm combines a local SF feel with professional service. Reviews praise trusted, expert advisors, while some clients note challenges with timely quotes and price perceptions.
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Tailored insurance solutions for businesses, including liability and property coverage.
Specialized policies to protect against digital threats and data breaches.
Comprehensive coverage for businesses to mitigate risks and legal claims.
Expert guidance on personal insurance needs with customized plans.
Support and advocacy during the claims process to ensure fair outcomes.
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Overall rating
Gene B
Cal Insurance was taken over by One Digital 2 years ago. Now all agents work remotely. They acquired me as a customer. My insurance carrier was changed to Safeco and my rates went up a lot. I tried to identify my agent but could not. I had to write an inquiry through the One Digital web site. There was nothing she could do to lower my rates. The most expensive alternative auto insurance I could find was $1,200- cheaper than what they offered. Go elsewhere.
Aych
igor was pretty agressive on the phone while i was reviewing my insurance info. I sent him EVERYTHING he needed including a personal questionaire with all property details for home insurance. he didnt bother to look at the documents and started off the conversation making assumptions and asking questions that were already answered. also the quote that he did provide was $700 more than my current policy. dont bother with this place
tanwi Mazumder
⭐⭐⭐⭐⭐ I had an excellent experience with CAL Insurance & Associates. Their team is professional, knowledgeable, and truly dedicated to helping clients find the right coverage at competitive rates. They took the time to explain my options clearly and made sure I felt confident and informed every step of the way. What stood out most was their responsiveness and attention to detail. Any questions I had were answered quickly, and the entire process was smooth and stress-free. It’s clear they genuinely care about their clients and building long-term relationships. If you’re looking for a reliable and trustworthy insurance agency, I highly recommend CAL Insurance & Associates. Five stars all the way! ⭐⭐⭐⭐⭐
Garrett
TL;DR - If he can't provide a quote in two months with multiple follow-ups, would he ever responded if I needed help with a claim? Full disclosure: I was never actually able to get a policy with Stafford Jacobs and CAL Insurance. I reached out to Stafford in March based on a recommendation. I explained what I needed, and that one policy expired in early May, so there was both a reasonable amount of time to figure out policies and a time constraint. * I sent him the requested documents and filled out all of the requested forms. * Three weeks later, no response, so I followed up. He had COVID and asked if he could response the following week. * Two week later, one of my policies is now *expired* (which is what I was trying to avoid when contacting him in May), but I still have nothing from Stafford, so I follow up again. Now he needs more information (that he could have asked for six weeks before), so I provide that. "Received and downloaded," he says. * Now, another two weeks later, two full months after I originally contacted him, I still have absolutely nothing. I was trying to go through a recommended local agent because I was tired of talking to a drone at a call center who knew nothing about me and who just referred me to another department to get anything done. But if I am still waiting, after two full months and half-a-dozen attempts at follow-up to get a quote from CAL Insurance, would I have any hope that they would actually be helpful if I needed to file a claim? Definitely not.
Dale Roberts
CAL insurance is our trusted advisor who has helped us navigate the waters with cybersecurity & commercial insurance. Joe Delucchi & his team are an impressive bunch of friendly professionals who have a vast amount of knowledge in their industry. I highly recommend CAL insurance.
cheryle matteo
Always there when I need them and best bargain for rhe money no matter the type of insurance!