
Navigating Your Insurance Needs with Care and Expertise
PHP Insurance Services Inc. is a trusted insurance agency located in San Jose, dedicated to providing personalized service and guidance in navigating the complexities of insurance options. With a Google rating of 4.4, the agency is recognized for its attentive and professional staff, particularly health insurance agents who prioritize clients' needs. Customers have praised the agency for its thorough consultations, timely reminders for enrollment periods, and supportive, patient services. PHP Insurance strives to offer clarity and assistance, making insurance less daunting for families in the community.
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Personalized guidance on health insurance plans, including open enrollment support and premium tax advice.
Expert help with Medicare options, eligibility, and enrollment for seniors and those nearing retirement age.
Insurance solutions for real estate needs, though service quality may vary based on agent availability.
Timely reminders and assistance with renewing insurance policies to ensure continuous coverage.
Services offered in Vietnamese and other languages to cater to diverse communities in San Jose.
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Overall rating
Ramón Garcia Gomez
I had the best time working with Danny Nguyen! He was very attentive in helping me and my parents navigate a complex insurance process and he stayed in touch with us every step of the way - thank you Danny!!
Nguyen Qui
The consultant was extremely helpful and patient, providing multiple detailed advice sessions. Even though I couldn’t proceed in the end, their kindness and professionalism truly stood out. I really appreciate their support and would highly recommend their service to others.
Hoang Pham
I would give five stars for their health insurance agents. Especially, one of them helped guide me to the way of researching why I had to pay the premium tax at the end of the year. I am sorry I forgot her name. She's a very wise and capable agent. One caution: Beware of their real estate agents. Currently PHP have two, and both of them are bad and very unprofessional. I would give 1 star to those guys: One didn't do her homework and hence can't help. The other wasted half an hour on the phone and finally tell me he wouldn't help :) I asked for the third, giving them another chance, but they only have two agents for now :)
Thu Nguyen
I wrote this on reddit regarding my recent experience. So this is that for here: My mother went here to ask about her Medicare because although she is almost 65, she doesn't have enough work credits for the plan. I don't know who the worker that was trying to convince her to apply for the plan that would cost her $700 per month due to not having enough work credits, and said that she'll get penalized for not doing so. We had to go again to ask someone else, who did gave us a more reasonable answer, even though their attitude was no better. I understand that is tax season and everyone is tired, but please don't put your attitude onto us. We're only trying to find answers :/. If there's more options on Vietnamese-speaking place, then this would not be our first option.
Khoa Đỗ
This is the second time I renew here, the service is very good. Agents call to remind our family one week before new Open Enrollment begin