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Tom Banducci at Cornerstone First Mortgage (NMLS #290222)
Tom Banducci at Cornerstone First Mortgage: a knowledgeable, patient lender guiding first-time buyers through a smooth San Francisco mortgage journey.
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Tom Banducci at Cornerstone First Mortgage: a knowledgeable, patient lender guiding first-time buyers through a smooth San Francisco mortgage journey.
Tom Banducci at Cornerstone First Mortgage (NMLS #290222) offers clear, thorough mortgage guidance from his San Francisco office at 315 Montgomery St Ste 933. Clients praise his knowledge, flexibility, and transparent options for first-time homebuyers, with steady communication, a calm presence, and timely updates through the loan process. His approach helps borrowers explore creative solutions, secure competitive rates, and close with confidence.
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Personalized guidance and creative financing solutions for new buyers, with transparent options and step-by-step support.
Comprehensive pre-underwriting services to streamline the home search and strengthen your offer in competitive markets.
Expert advice on refinancing options to secure better rates or adjust loan terms for improved financial flexibility.
Tailored loan programs for real estate investors, leveraging industry knowledge to optimize returns.
Continued assistance and answers to questions even after closing, ensuring long-term satisfaction and peace of mind.
Overall rating
Christine Irsfeld
Tom is a calm presence in what can be a fraught situation working with buyers in escrow under serious time constraints. Communication was excellent, steady and thorough. I highly recommend!
Dani Arias
Had a very pleasant experience working with Tom Banducci at Cornerstone. Tom is knowledgeable, professional and direct. I appreciated his flexibility to jump on calls and his transparency on options available to us as first time homebuyers. He offered creative solutions and helped us walk through the process with minimal stress.
Riley Soriano
Tom helped me through the loan process as a first time home buyer and was there to answer our concerns right away. It felt like it took a while at first but that was because we got underwritten before we started looking at houses. Once we got under contact he was giving us updates and checking in regularly. We closed as anticipated. I would say overall the process was pretty smooth. We started applications in early March and are closing this month in mid June.
Evan Young
Tom Banducci is now my go to lender. Tom has helped me literally change lives. With his extensive knowledge of the industry, Tom always get the job done. Tom Banducci is the best lender I've ever dealt with.
Erin J
Tom is amazingly knowledgeable about this business and at what he does. He went above and beyond working out of normal business hours to help us with our loan. The perfect house came up and we needed to finalize things quickly. He is extremely patient with first time home buyers, repeating the terminology and process until we felt comfortable and never made us feel rushed. He helped us get the best rate and continues to answer my questions as they arise even 6 months after we purchased our home. I completely and highly recommend Tom.
